1. Introduction

These Terms govern the use of PayFarGo’s website, mobile app, and money transfer services. By using our services, you agree to be legally bound by these Terms. If you do not agree, please do not use our platform.

2. Eligibility

To use PayFarGo, you must:
✔ Be at least 18 years old (or the legal age in your jurisdiction).
✔ Provide accurate and truthful information when registering an account.
✔ Use the service only for lawful purposes.

We may suspend or terminate accounts that provide false information or engage in prohibited activities.

3. Account Registration & Security

• You must create an account to access PayFarGo’s services.
• You are responsible for maintaining the confidentiality of your login details.
• Notify us immediately if you suspect unauthorized access to your account.
• PayFarGo reserves the right to reject or suspend accounts without prior notice if fraudulent activity is suspected.

4. Money Transfer Services

4.1 Transaction Processing

• • Transfers are subject to approval based on regulatory compliance and security checks.
  • Processing times may vary based on location, payment method, and recipient bank policies.
  • We are not responsible for delays caused by financial institutions or regulatory reviews.

4.2 Fees and Exchnage Rates

• • PayFarGo provides transparent pricing, including transaction fees and exchange rates.
  • Exchange rates fluctuate and may change before a transaction is completed.
  • Once a transaction is confirmed, fees and rates are non-negotiable.

5. Refund and Cancellation Policy

• Transactions may only be canceled if they have not yet been processed.
• Refunds are subject to PayFarGo’s refund policy and may take several business days.
• We are not liable for incorrect details provided by the user.

6. Governing Law and Dispute Resolution

• These Terms are governed by [Relevant Jurisdiction’s Law].
• Disputes will be resolved through [Arbitration/Courts] in [Jurisdiction].

7. Contact Information

For questions or support, contact us at:
📧 [Support Email]
📞 [Customer Service Number]